Now is a good time to start. (Yesterday was better.)


‘Get-rich-quick’ schemes have been around since the days of the pharaohs. (You have heard of pyramid selling, right?) But the only secure and proven strategy for anyone whose name isn’t Murdoch is to build your wealth over time.


Together, we can work out what you need to do to achieve your financial goals. And then we can adjust that plan as your life changes and other influences clamour for a share of your income. (That’s where a long-term relationship with an advisor also works for you.)


Now, whilst we are talking about planning many years into the future, that doesn’t mean you can afford to put this off, whether it’s with Cornerstone or someone else. On the contrary, the compounding principles of long-term wealth creation demand that the sooner you have a plan and start working towards it, the better. So you’d best be quick if you want to build your wealth slowly.


Addressing life's balance sheet.


There’s a story about a rich, successful businessman who took a short break in a sleepy little fishing village. While walking on the beach, he saw a poor man fishing with a simple hand line. They nodded to each other and the businessman went over to have a chat.


They talked about their lives and the wealthy man was soon making suggestions about how the poor fisherman could start a business, borrow some money, buy a boat and go out fishing every day to sell his catch to the local cooperative.


“Well,” said the businessman, “so you can grow the business, buy more boats and then sell your business for a lot of money.”


“Why?” asked the fisherman blankly.


The businessman was perplexed: “so you can then retire and sit on some idyllic beach quietly fishing.”


The moral of the story is that money isn’t everything. As part of your personal financial plan, we look at who you are and what you really want out of life. As they say, money can’t buy you happiness. Mind you, neither does poverty.